- Найдите в тексте по 5 слов, где:
ea [i:] a [æ]
i [ai] e [e]
- Протранскрибируйте следующие слова:
to refer
to carry out
category
organization
society
10 вариант
The banking industry has greatly changed nowadays due to bank mergers and acquisitions. In this new environment banks have to offer more services. The increase in services leads to bank charges for almost everything. Banks are charging now for ATM {automatic teller ma chine) transactions, not maintaining a minimum balance, teller usage, phone transactions, monthly service charges, and per check charges. Many banks also require an initial high deposit. They may also set a limit on the number of checks you can process each month. A charge applies for each check above the limit.
Banks give you an option to reduce your bank charges by maintaining a minimum balance. You will need to evaluate whether this option suits your needs. Each bank offers a different array of bank account options. You will need to study each bank's service options to decide what options are crucial for your business. Some issues to consider are the interest rates, usage of ATMs, convenience, service, FDIC insurance availability, minimum balance requirements, and bank fees.
Here's a list of options to consider:
• Usage of ATM Machines Each time you withdraw money from your bank's ATM machine, you may be paying a charge. Also, consider the availability of your bank's ATM machines. If you use another bank's ATM machine, you may have to pay a charge for both banks' services (that means your bank and the bank that owns the ATM machine).
• Convenience. Most banks offer online banking services. What does this mean? You have the ability to pay for bills, transfer money from one account to another, purchase stocks in from your work or home. This gives you twenty-four hours access to your accounts, seven days a week!
• Minimum monthly balances or a service charge. Depending upon the minimum balance requirement and your cash situation, you may opt to pay a monthly service charge. If the balance requirement is high, then it may be to your advantage to place your money in a higher interest bearing account and pay for a monthly service charge. You may need to calculate which option is best for you.
• Per Check fee. In most businesses, a per check fee account would be detrimental so they stay away from this type of account.
• Interest rates. Make sure that your checking account also gives you interest. The rate may not be very high, but it still helps!
Another option instead of using a bank is a credit union. Most credit unions are set up for a specific type of employee or business. There are credit unions that cater to educational institutions, employees of hospitals, and other specific groups. Credit unions offer very similar banking services such as the use of ATM cards, low minimum balance requirements, and low or no per check charges.
I Грамматические упражнения
- Переведите на русский язык следующие слова:
merger teller
usage balance
transaction check
charge insurance
service fee
- Переведите на английский язык следующие словосочетания:
- банкомат
- поддерживать минимальный остаток
- плата за операцию
- плата за обналичивание чека
- ставки процента
3. Выпишите из текста 4-5 предложений, сказуемые которых выражены формой глагола “to be”. Переведите предложения на русский язык.
4. Выпишите из текста 4-5 предложений, сказуемые которых употреблены в простом настоящем времени, 3 лице, ед. числе (Present Simple).
- Дайте II и III формы следующих неправильных глаголов:
to cut
to deal
to flee
to grow
to keep
6. Образуйте II и III степени сравнения следующих прилагательных:
beautiful
quiet
outstanding
marvelous
far
7. Задайте 4 типа вопроса к следующим предложениям:
1. The banking industry has greatly changed nowadays due to bank mergers and acquisitions.
2. There are a lot of ATMs in our town.
3. Interest rates are rather small this session.
8. Выпишите из текста 4-5 предложений с неличной формой глагола (Infinitive). Переведите предложения на русский язык.
9. Ответьте на вопросы по тексту контрольной работы:
1. What are bank charges? What are banks charging for?
2. What are the options in banks’ services?
3. What are credit unions?
10. Переведите текст контрольной работы на русский язык письменно.
II Фонетические упражнения
1. Найдите в тексте по 5 слов, где:
s [∫] ar [a:]
o [o] a [ei]
2. Протранскрибируйте следующие слова:
carter
detrimental
to opt
fee
bearing
Литература
Основная:
К.Э. Эккерли Учебник английского языка. «Русская версия», 2014.
И.П. Арабекян English for Economists. Английский для экономистов: учебное пособие. – М.: ТК Велби, Изд-во Проспект, 2016. – 352 с.
Антонова, С.В. Английский язык для направления подготовки "Товароведение": Учебное пособие / С.В. Антонова. - СПб.: Лань, 2014. - 192 c.
Купцова, А.К. Английский язык для менеджеров и логистов: Учебник и практикум для СПО / А.К. Купцова, Л.А. Козлова, Ю.П. Волынец. - Люберцы: Юрайт, 2016. - 348 c.
Дополнительная:
Т.В. Барановская Грамматика английского языка Сборник упражнений. – М.: ЗАО «Славянский дом книги», 2014. – 384 с.
К.Н. Качалова, Е.Е. Израилевич Практическая грамматика английского языка. БАЗИС, КАРО, 2015.
Raymond Murphy English Grammar in Use. Cambridge University Press, 2012
Студент должен знать: лексику в рамках изучаемого материала, основы
английской грамматики, формы неправильных глаголов, правила транскибирования английских слов.